Millions of American women who use birth control pills are in for a costly awakening when their insurance no longer covers these medications. Changes implemented in the ‘Affordable Care Act’ have deprived many women of buying birth control medication through their employer insurance plans. Birth control costs can range from $100- $1000+ a year and paying full price for these prescriptions out of your pocket seems unfair. For this reason, it is important to seek new ways to save money on birth control medication, especially if you don’t have health insurance that covers it.
Also, stay-at-home moms, women who work from home or as freelancers have no employers to provide health insurance. They are mostly left on their own to pay for their birth control, at a price that seems unfair. If this is the case with you, then you are at the right place.
Thirty-one percent of women who use contraception in the United States use oral contraceptives. Birth control pills are one of the most cost-effective and reliable methods.
Save Money on Birth Control Pills:
There are many ways you can save money on birth control pills; let us discuss a few here:
1. Go Generic:
Ask your doctor or a pharmacist if there’s a generic version you can use instead of a particular brand. Generic drugs can be 50% cheaper than their brand-name counterparts, and most of them contain the same components as well.
For example, the price of ‘Tri-lo Marzia’ is around $316 for a supply of 84, but its generic equivalents, TriNessa and Sprintec, cost only $128 for a quantity of 168—nearly 50 percent less. You can save even more money on these generic drugs by using free online discount cards.
Before making any changes to your medication, find out the dose of estrogen in the pill you are taking. For ultra-low-dose estrogen pills, the popular generic options include Aviane, Lessina, Lutera, and Orsythia.
“Generic drugs approved by FDA have the same high quality, strength, purity, and stability as their brand name counterparts,” says John R. Peters, M.D., Deputy Director of the Office of Generic Drugs and Acting Director of its Clinical Safety and Surveillance Staff. “Generics provide safe and effective alternatives to brand-name drugs at lower costs through an abbreviated approval pathway introduced in the 1980s.”
2. Ask For a 90 Day Prescription
Ask your doctor to write you a prescription of birth control medications for three months at a time. For a drug that you take every day, buying in bulk is convenient and often cheaper; therefore, filling a 90-day supply will reduce your total cost for this prescription.
Let’s say, your regular 30-day refill for Apri costs $29 at Walgreens, ordering a 90-day supply will cost $68, giving you a total $19 savings!
3. Use Coupons and Discounts
A lot of manufacturers offer coupons and rebates to reduce the cost of birth control. These coupons are easily searchable online, and it doesn’t hurt to ask your doctor or pharmacist if they know of any rebates.
Another way to accumulate huge savings is by using Independent Prescription Discount Cards that are easily available online and are often free. If your insurance doesn’t cover birth control medications or if you have no coverage at all, then using these prescription discount cards is your best option to save money on birth control. All you need to do is to print a free Discount Drug Network card online and start using it to get discounts on your prescriptions at your nearest pharmacy for no additional cost.
Discount Drug Network leverages the power of group purchasing to provide a free discount card that offers up to 85% savings on prescription medication. Discount Drug Network covers millions of people and leverages the power of group purchasing to negotiate these discounts on behalf of our cardholders. The pharmacies agree to let our members get discount pricing (just like they do already for insurance customers) because they want our business! They not only give our members fantastic discounts, but they also pay us a small transaction fee each time we process a prescription through our network. This allows us to continue to operate, grow, and save our members money! For the first time, the individual consumer gets access to pricing typically reserved for the largest insurance companies.
Additional Tips for Saving Money on Birth Control Medications:
Talk with Your Doctor: Tell him/her about your financial constraints. This discussion will help both of you decide the type of birth control that is most cost-effective for you.
Invest in a Health Savings Account: Consider opening a health savings account with your employer. Especially if you will be spending a given amount every year on medications such as birth control pills. An amount from your paycheck will be deposited into this account before taxes are taken out.
Planned Parenthood: Not only do they offer health services, but they also provide cheap or free birth control to qualifying women. Contact them for more information.