Are you looking to save some money on your healthcare? If so, you should try reducing your rx co-pays. It’s not nearly as difficult as you might think! We at Discount Drug Network did some research and have come up with some helpful tips that can help with reducing your rx co-pays.
First of all, it’s important to define what an Rx (prescription drug) co-pay is. If you have insurance, the co-pay is the pre-determined amount that you pay out-of-pocket when using healthcare services such as a doctor visit or filling out a prescription. For example, many co-pays for doctor visits are set around $30 by the insurance company. So how can you work to reduce those costs even further?
There are a couple of ways to reduce your prescription drug co-payments. Although you probably won’t be able to do much about reducing your co-pays for doctors visits, you can still lower your co-payments for prescriptions. Here’s how:
1. Manufacturer’s drug coupons
Manufacturer’s coupons are a good way to get short-term savings on prescription medication. If you have been prescribed a brand name drug, you should always go to the manufacturer’s website and see if they offer coupons or any sort of a co-pay card that can help you get a discount. There are several potential downsides to using manufacturer’s coupons, including their expiration date and risk of paying full price once the coupon expires, but they are still a good short-term savings tool.
2. Patient Assistance Programs
Many of these programs are run by drug manufacturer’s and are similar to coupons. However, there are a number of patient assistance programs that are run by non-profit organizations. They are designed to help underinsured people afford the cost of medications. There are even programs for specific illnesses, such as Patient Access Network, which helps people who are suffering from chronic diseases like cancer.
3. Discount cards
Cards such as Discount Drug Network’s prescription discount card can help you to save money on many different kinds of drugs. Our discount card is completely free and can be used on any drug that is approved by the FDA, including brand names and generics. The card never expires and unlike manufacturer’s coupons, can be used by anyone. It’s a great way to save money on your prescriptions!